Purchase financing

Purchase financing – a clear win-win situation for supplier and customer! Contact us, we will reliably accompany you until the contract is successfully concluded.

What is purchase financing

With purchase financing, the purchases of goods are pre-financed by a specialised financing company. Within a set purchase limit, repeated purchases can be made with different suppliers.

The amount of the limit is based on the creditworthiness of the buyer and is usually granted without the usual bank collateral, as a credit insurance limit serves as security.

The purchase price must then be repaid to the financing company within flexible agreed periods of 30 to 120 days.

Process

Advantages for the customer

• Increase in your credit rating
• Improvement in liquidity
• Granting of a supplier credit of up to 120 days
• Flexible repayment of the supplier credit
• Independence from banks
• Free availability of existing collateral
• Use of volume and special discounts

Advantages for the supplier

• Increase in sales and profits
• Improvement in liquidity
• Improvement in ratings
• No default risks for Delivery of goods
• Cost reduction
  • Lower credit insurance costs
  • Lower reminder costs

Costs

The costs of purchasing financing usually consist of a discount of around 3% and a deferral fee dependent on creditworthiness.